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Refer as many of your friends and earn 1000 each time a friend activates a dhani product | dhani dost

 dhani dost

Refer as many of your friends and earn each time a friend activates a dhani product


How will you earn?

Click on ‘Products’ and choose a product that you will like to recommend to your friends


Click ‘Share Now’ and share the product features with your friends on Whats app, Facebook or copy product features and your unique link and share on YouTube or your own blog


Every time anyone clicks on your link & subscribes to any product, you will receive referral amount instantly in your wallet


That’s not all, you will also continue to earn on others who are referred by your friends and their friends


You can track your earnings on the ‘EARNINGS’ Tab. All your earnings are deposited automatically in your wallet



Why become a dhani dost?


Zero investment and no registration required


Refer your friends and earn automatically in your wallet


Earn recurring income, every month on an ongoing basis as your friends and their friends keep referring others


dhani dost

Refer as many of your friends and earn each time a friend activates a dhani product


Watch how dhani dost works

Watch how dhani dost works

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How will you earn?


FAQs

Where will the earnings be paid out?

Earnings will be paid automatically in your dhani Wallet as your friends or others referred by your friends sign upon dhani


How do I know my referrals have taken a subscription and I am eligible for payment?

Click the Earnings Tab, in the dhani dost section


We maintain a transparent digital record of all your referrals & earnings. 


You can also remind your referrals to complete their subscription or renew existing subscriptions with just 1 click


What will happen if my referred friend has been referred by some other user. Will both of us be paid out?

The friend who has referred first takes precedence. It is first come first served so start referring immediately to reach your friends before others reach them


dhani dost

Refer as many of your friends and earn each time a friend activates a dhani product


Watch how dhani dost works

Watch how dhani dost works

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How will you earn?







Why become a dhani dost?

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FAQs



Refer and earn


Recommend- Free Cashback Card

Earn flat ₹100 for each friend who activates

Free Cashback Card


Get 2% Cashback on everything, everytime using Lifetime Free cashback card








Benefits:

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Lifetime Free Cashback Card. No conditions. No Limits

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dhani Cashback Card accepted everywhere (Online or Offline)

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Earn FLAT 2% Cashback on all card transactions

No Subscription Fees. Absolutely Free



Refer now



Recommend- dhani One Freedom

Earn flat ₹1,000 for each friend who activates

dhani One Freedom


Get Card Credit Limit of upto ₹5 lacs at 0% interest and 2% cashback on all transactions






Benefits:


Get Up to ₹5,00,000 @ 0% interest rate


Payback in 3 easy interest free payments


Flat 50% discount on all prescribed medicines


Free doctor consultations


Free physical card


2% Cashback on all card transactions

Subscription Plans Starts @ ₹125/month


Refer now


Recommend- dhani Super Saver

Earn flat ₹300 for each friend who activates

Super Saver

5% Cashback on all card transaction





Benefits:


Flat 5% cashback on bill payments, petrol, groceries, food deliveries and all online & offline shopping


FLAT 60% discount on prescribed medicines


Free Doctor Consultations through video calls anytime of the day or night


Free physical card

Subscription Plans Starts @ ₹200/month


Refer now


Recommend- 50% discounts on prescribed medicines by video calling doctors

Earn flat ₹100 for each friend who activates

dhani Health


Prescribed medicines by video calling doctors anytime of the day or night





Benefits:


Doctors available in 10 seconds, day & night


50% discount on all prescribed Medicines


Top Specialists and Physicians available in 10+ specialities

Subscription Plans Starts @ ₹150/month



Refer now



Recommend- Dhani Pharmacy

The referral payout will be given to both referrer and referee only on successful delivery. Both will get Rs.500 dhani cash.

Dhani Pharmacy

25% off on ALL MEDICINES. Order now!






Benefits:

25% off on all medicines


Free doorstep delivery

Cash on delivery available


Superior quality check and safety assured



Over 1.5L products available



Over 30K pincode served



Over 20k ordered delivered


Over 15k families served`

No Subscription. Payout to be given on Order Delivery


Refer now




DHANI DOST – TERMS AND CONDITIONS


Welcome to Dhani Dost Program (“Dhani Dost”), a referral program by Transerv Limited (formerly Transerv Private Limited) (“Transerv”)! 


Please read the following terms and conditions (“Terms”) carefully before using/availing Dhani Dost. By proceeding with the use of /availing Dhani Dost, the User(s) agrees to be legally bound by these Terms. These Terms constitute a legal agreement (“Agreement”) between User(s) and Transerv in connection with the use of / availing Dhani Dost.


1.    Definitions 


Transerv Limited (“Transerv”) means a company incorporated under the Companies Act, 1956 and having its registered office at Unit No. 401 & 402, One International Center, 4th Floor, Tower -1, S. B. Marg, Elphinstone Road (W), Mumbai – 400013, Maharashtra. Transerv is prepaid payment instrument issuer licensed by Reserve Bank of India (RBI) and inter alia engaged in the business of providing the ‘API’ (Application Programming Interface) to facilitate ‘Beneficiary Validation Services (BVA)’. Transerv is also engaged in the business of providing technology services for facilitating payment transactions using mobile phones, internet, prepaid cards, mobile wallets, and any such payment tools available from time to time

“Customer(s)” or “User(s)” shall mean any existing user of the Dhani app and includes any person uses the Dhani Application for any services and/or activity provided thereon. 

“Dhani Application” or “dhani” or “Dhani” shall mean the mobile application(s) available on the Apple Store and/or Google Play Store and operated under the brand ‘Dhani’ maintained by Dhani Loans and Services Limited.

“Dhani Platform” shall mean and include all digital footprint, mobile application(s) and website(s) of DLSL and/or TranServ viz. www.dhani.com and/or www.dhanipay.in  operated under the brand ‘Dhani’ or ‘DhaniPay’

“Dhani Dost Program” or “Dhani Dost” shall mean the referral program operated and facilitated by Transerv through Dhani platform wherein Customer(s)/User(s) (“Referrer”) can refer/invite friend(s)/family (“Referee”) using a unique link which can be shared over any social media app or platform and earn Referral Amount on the subscription fee paid by the Referee towards subscription of various plans/programs/offers, available on subscription basis on Dhani Platform.

 “New User(s)/Fist Time User(s)” shall mean and include only those users who subscribe on or after the Effective Date, for the first time ever to a particular plan/program/offer available on subscription basis on Dhani Platform and shall be considered new only for first time. A New User(s) shall also include a User(s) who is under the free trial period of a particular plan/program/offer available on subscription basis on Dhani Platform.

“Referrer” shall mean and include existing Customer(s) or User(s) who has invited New User(s) to subscribe a  plan/program/offer available on subscription basis on Dhani Platform by sharing a unique referral link to his/her friends and/or family member(s).

“Referee” shall mean and include a customer(s) who subscribes on or after the Effective Date, for the first time ever to any plan/program/plan available on subscription basis on Dhani Platform. Referee should be a Resident individual of India only.

“Referral Amount” means a certain percentage of the subscription fee paid by the Referee towards the subscription fee of the particular plan/program/offer on Dhani Platform, which the Referrer shall be entitled to receive in his/her Wallet under the Dhani Dost Program.  

“Wallet” shall mean Dhani Pay digital wallet, available on the Dhani Application

“Relevant Entity” shall mean the company which has offered a particular plan/program/offer on subscription basis to the user(s)/customer(s) on Dhani Platform with whom Transerv has an arrangement.

2.    By using/availing Dhani Dost, the User(s) signify his/her acceptance of these Terms. If the User(s) does not agree to the Terms, the User(s) must refrain from using/availing the services contemplated under Dhani Dost. User(s) warrants that (i) he/she is has attained at least 18 years of age;(ii) he/she  possess the legal authority to create a binding legal obligation; (iii) the  use of Dhani Dost shall be in accordance with the applicable Terms; (iv) Dhani Dost shall be used to perform legitimate actions for himself/herself  or for another person for whom he/she is legally authorized to act; (v) User(s)  shall inform such other persons about the terms and conditions that apply to the activities and services the User(s) has  performed on their behalf, including all rules and restrictions applicable thereto; (vi) all information supplied by User(s) on Dhani Dost is true, accurate, current and complete. Transerv retains the right in its/their sole and absolute discretion to deny access to anyone to Dhani Dost and/or the services offered, at any time and for any reason whatsoever, including, but not limited to, for violation of the Terms.


3.    The Referrer/Referee understands that Dhani Dost does not grant or intend to grant any advertising or promotion rights to the Referrer or Referee. The Referrer understands that he/she does not act as an advertiser or commentator or influencer for Transerv and/or Relevant Entity in any manner. Transerv reserves the right to modify, alter, or update these Terms at any time and may notify Customer/User(s) of such changes by email at the address/ SMS at the registered mobile number they got registered as a customer OR by a prominent notice on the Dhani Application or on the website www.dhani.com. 


4.    The unique invite link generated through the Dhani Application may be shared by the Referrer only with his/her friends & family through Whatsapp, SMS, other social media apps or email. The Referrer becomes entitled to receive the Referral Amount only after the New User(s)/Referee makes payment of the applicable subscription fee of the plan/program/offer subscribed by the Referee on the Dhani Platform. Referrer shall upfront disclose to the Referee that the various plans/programs/offers on Dhani are offered by Transerv and/or DLSL and/or the Relevant Entity, as the case may be. 


5.    Any reference made by the User(s)/Referrer under Dhani Dost and on payment of the applicable subscription fee of the particular plan/program/offer subscribed by the New User(s) on Dhani Platform, the User(s)/Referrer shall be entitled to receive in his/her Wallet, 20% (twenty percent) of the subscription fee (“Referral Amount”) paid by the New User(s) towards the subscription of such plan/program/offer. 


6.    The Referral Amount so earned by the Referrer shall be credited into the Wallet of the Referrer/User(s) within 24 (twenty four) hours of the subscription fee paid by the New User(s)/Referee.


7.    The Referral Amount so earned by the Referrer shall be subject to the applicable taxes, if any. 


8.    There is no restriction on the number of people a User(s) may refer under Dhani Dost. However, Referrer who is also a customer/user of the “Refer & Earn Program” shall not be eligible/entitled to receive any pay out/Referral Amount under Dhani Dost.User(s) are not permitted to further assign the reference/its role in respect of a programme/offer available on Dhani to third party without express approval of Transerv and/or Relevant entity.


9.    Referral Amount will be governed by terms and conditions of Dhani Pay Prepaid Account issued by TranServ. User(s) need to complete registration for Dhani Pay Prepaid Account and complete due KYC requirements to be able to transfer the Referral Amount to his/her bank account. In the absence of full KYC, the Referral Amount shall continue to get credited into the Wallet of the User(s) for his/her use.


10.    Awarding of Referral Amount is subject to Terms mentioned herein and the respective terms and conditions of the particular plan/program/offer available for subscription on Dhani Platform which may be accessed by the following www.dhani.com/terms-and-conditions/ which are subject to changes & not guaranteed in any manner whatsoever.


11.    Dhani Dost cannot be clubbed with any other offer, scheme, promotion, by whatever name called by, being offered on the Dhani App.


12. Transerv may, in its sole and absolute discretion suspend/cancel/revoke /rescind/inactivate/limit the Dhani Dost offered by it and/or all or any benefits/facilities arising therefrom at any time as it deems fit, without any liability whatsoever. 


13.    By using/availing Dhani Dost, the User(s):


warrants the accuracy, truthfulness, currency and correctness of all information that the User(s) may have submitted; 

agrees that the use of Dhani Dost has been made voluntarily, after fully understanding the programme and terms associated with it, solely at his/her own risk & is independent in nature ; 

warrants that the use of Dhani Dost shall be deemed to be acceptance of terms & conditions contained herein;

warrants that he/she has attained at least 18 years of age and possess the legal authority to create a binding legal obligation; 

the usage of the Dhani Platform/Dhani Dost shall be in accordance with the applicable terms and conditions ;

Dhani Platform/Dhani Dost shall be used to perform legitimate actions for himself/herself or for another person for whom he/she is legally authorized to act;

Acknowledges that the benefits offered under Dhani Dost is subject to applicable Government notifications, rules, regulations and guidelines/circulars issued by competent authorities that may be in force from time to time. 

Acknowledges that TranServ or Relevant Entity  shall  continuously  monitor  and assess the activities/security process/process of User(s) in relation to the programme  and shall be entitled to suggest  corrective measure to be taken, if any which the User(s) shall adhere to & implement immediately 

14.     TranServ or Relevant Entity retains the right at its/their sole and absolute discretion to deny access to anyone to Dhani Platform and/or the services offered, at any time and for any reason whatsoever, including, but not limited to for violation of the Terms.


15.    User(s) is solely responsible for any Govt. tax, Service tax, duty or other charge imposed by law in respect of the Dhani Dost.


18.    All questions or disputes regarding eligibility for Dhani and/or eligibility for receipt of referral Amount shall be determined by Transerv at its sole and absolute discretion. 


19.    Transerv’s failure to enforce a particular term or condition does not constitute any waiver of that term or condition. 


20.    This agreement is only for availing the Dhani Dost and independent in nature. Further, it does not in any way waive, amend or override any of the Terms and Conditions of any existing Agreement(s) of the User(s) with Transerv and/or the Relevant Entity. 


21.    All disputes arising out of Dhani Dost shall be subject to the exclusive jurisdiction of competent courts of Delhi. 


22.    Nothing contained herein shall be construed as a binding obligation on Transerv its associates/ subsidiaries to continue the Dhani Dost after it is terminated/ discontinued or to substitute it with any other similar or new program/plan/credit line/offer. Transerv expressly reserves the right, at any time and without prior notice to the User(s), to add, alter, modify, change or vary all or in part, or withdraw altogether the Dhani Dost offer without specifying any reasoning.


23.    The content and information on this Dhani Platform, as well as the infrastructure used to provide such content and information, is proprietary to DLSL. The User(s) are licensed to use Dhani Platform solely for the purpose set out above. Users/Subscribers are not permitted to copy Dhani Platform, in any manner or form. While User(s) may make limited copies of transaction related documents for products or services purchased or exchanged through Dhani Platform, User(s) agree not to otherwise modify, copy, distribute, transmit, display, perform, reproduce, publish, license, reverse engineer, create derivative works from, transfer, or sell or re-sell any information, software, products, or services obtained from or through Dhani Platform.


24.    User(s) agree not to:


make any speculative, false, or fraudulent claims about Dhani Dost or make any speculative, false, or fraudulent reservation or any reservation in anticipation of demand;

access, monitor or copy any content or information of Dhani Platform using any robot, spider, scraper or other automated means or any manual process for any purpose without express written permission of DLSL;

violate the restrictions in any robot exclusion headers on Dhani Platform or bypass or circumvent other measures employed to prevent or limit access to Dhani Platform;

take any action that imposes, or may impose unreasonable or disproportionately large load on DLSL and/or Transerv infrastructure;

deep-link to any portion of Dhani Platform for any purpose without express written permission of DLSL and/or Transerv; or

“frame”, “mirror” or otherwise incorporate any part of Dhani Platform into any other website without prior written & explicit authorization from DLSL;

Expressly gives it specific & unequivocal & free consent that the full KYC, if completed by the User(s) herein under Dhani Dost, may be utilised by Transerv and/or Relevant Entity’s associates, sister concerns or Group Companies for offering product(s) launched and/or marketed and/or facilitated by Transerv and/or Relevant Entity’s and/or its associates and/or Group Companies to the User(s).

Transerv and/or the Relevant Entity and/or their associates, sister concerns or Group Companies may use User(s) personal, transactional and other Dhani Platform level information for the purpose of promotional activities without any additional consent from or compensation to the User(s).  User(s) consent to receive transactional, commercial and marketing communications both related to their products and services generally, from Transerv and/or Relevant Entity and/or their associates, sister concerns or Group Companies electronically, except in those jurisdictions where User(s) express consent is required to be received commercial or marketing communications electronically. Commercial and marketing communications may include notifications about relevant special offers or opportunities given by Relevant Entity and/or Transerv and/or their associates, sister concerns or Group Companies. In such event, Relevant Entity and/or Transerv and/or its associates, sister concerns or Group Companies shall send the User(s) commercial or marketing communications electronically only if the User(s) has provided his/her express consent by proactively opting-in to receive such communications from Relevant Entity and/or Transerv and/or their associates, sister concerns or Group Companies regarding its products and services. This offer will be void in any State where conducting such offer is prohibited under applicable laws.

25.    User(s) agrees that:


he/she shall disclose/immediately notify Transerv  & the regulators, including Reserve Bank of India in the event of any leakage of confidential information (which shall be disclosed to such User(s) on only need to know basis) pertaining to the Referee and/or any breaches in the security practices/ processes and controls which leads to swipe off of the data or a breach in the security of the mobile in relation to the services contemplated under Dhani Dost. User(s) further agrees that during the subscription of Dhani Dost and its expiry also, it shall keep confidential any confidential information which it obtains access to in relation to Dhani Dost and shall not use or disclose such information except with the consent of Transerv and/or their associates and/or  Relevant Entity , as the case may be. 

He/she shall preserve, maintain and share the details of the Referees, including but not limited to their name, contact details etc. The related details shall be kept within the boundaries of India and shall implement baseline cyber security controls.. 

the concerned regulator RBI and/or other competent authority or persons authorised by it and/or Transerv and/or DLSL shall be entitled to access Referrer’s documents, records and other necessary information given to, stored or processed by Referrer in respect of the references made under Dhani Dost and/or supervise/cause audit/inspection on its own or through internal or external auditors within a reasonable time. 

He/she is aware and has also made the Referee aware of the grievance redressal mechanism of Transerv and/or DLSL and/or the Relevant Entity, with regard to various plans/programs/offers on Dhani, to address any queries or grievances that the Referrer/Referee may have for use of Dhani Dost, which can be accessed at https://www.dhani.com

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